David Shaul

David Shaul

David Shaul

David's career has spanned many of today's traditional boundaries. He has served in positions of sales, project David Shaulmanagement, business automation, engineer, technician, and as the vice president of a fortune 500 company. Most recently, Mr. Shaul has served in the following capacities:



  • Entrepreneur: Next Click Internet Media, Online Internet Media Marketing
  • Consultant: Fish Click Network, Internet and Brick & Mortar Retail
  • ChoicePoint: Vice President, eCommerce Marketing
  • Entrepreneur: Fraud Defense Network, Fraud Detection Systems
  • Entrepreneur: Practical Computer Concepts, Business Automation Systems
  • Physicians Mutual Insurance Company: Project Manager, Business Systems Analyst, Network Administrator
  • Overland Computer Systems: Computer Network Engineer
  • University of Nebraska Medical Center: Medical Computer Technician
  • Riser Bond Instruments: Cable Test Equipment Electronics Engineer, Sales Technician.

Mr. Shaul has also served on several committees, boards and associations.

  • US Department of Health and Human Services: Congressional Advisory Committee Member, Medicare Fraud.
  • Eastern Nebraska Anti-Fraud Association, Secretary
  • Editor and contibutor to the FraudReport.com Anti-Fraud Newsletter.
  • Platteview Nebraska School Board, Board Member
  • Nebraska Novell Users Group, President, Secretary
  • Nebraska Certified Network Engineer Professional Association, President.

Mr. Shaul is also a nationally recognized speaker and has spoken at such venues as the National Anti-Fraud Conference, Midwest Claims Conference, California Claims Conference, Nebraska Anti-Fraud Conference, and the Iowa Claims Conference to name a few. He has also appeared on programs such as Computer Talk Radio and the Mark Fuhrman Show.

In the News

Electronic Sleuths Help Companies Attack Fraud

An Omaha computer company is making a dent in the fraudulent schemes that cost U.S. insurance companies more that $100 billion a year- losses that are passed on by adding an average of $200 to each consumer’s annual insurance premiums.

The Fraud Defense Network has become an important tool for investigators in uncovering crooks who bilk insurers by filing false claims, faking injuries and staging accidents, among other Omaha World Heraldscams. “We connect the anti-fraud community,” said David Shaul, executive director and owner of the network, fdn.net on the Internet.

Investigators, claims adjusters, government regulators, prosecutors and other fraud fighters use the network’s World Wide Web sites about 250,000 times a month to exchange information, look up people with a history of fraudulent claims, develop better enforcement techniques and generally try to stay one step ahead of the criminals.

And consumers can use it to blow the whistle on insurance abusers.

The rapidly expanding network started in Omaha because of cooperation among a group of insurers and because government regulators agreed that competitors need to work together to cut down on fraud-related costs.

Shaul, the man recruited by the companies, is a computer expert with experience in the insurance industry. From modest offices at 120th and L Streets, he and his staff of eight have attracted about 100 business and government members and thousands of regular network customers.

Cindy Nelson, chief of the Iowa Insurance Fraud Bureau in Des Moines, said it’s not surprising the network started in the Midlands.  “Midwesterners are hard-working people,” she said. “David is very inventive. He’s providing some the tools we can use to fight fraud electronically, but there’s still a lot of work we can do.”

Recently, a ring of thieves operation in Iowa cost insurers between $200,000 and $300,000 in fraudulent auto accident claims, she said. Through the network, insurers compared notes and avoided paying an additional $100,000 in false claims, but they could have saved even more if they have worked together faster. "These organized fraud rings bank on the companies not having all the information they need,” Nelson said.

Ron Thorngren, manager of Physicians Mutual Insurance Co.’s special investigations unit, said the network’s help in two cases alone this year more than paid for the cost of the service. “What we uncovered with the network prevented us from paying false claims,” he said.

Woodmen of the World Life Insurance Society in Omaha doesn’t make claims decisions based on the network’s information, but a listing on the site may prompt further investigation, said Mike Reggio, a claims supervisor with the insurer.

Chuck Real, vice president for corporate services with Continental General Insurance Co., said the network had its roots in the Eastern Nebraska Anti-fraud Association, a group that insurers formed about a decade ago to combat fraud.

Mutual of Omaha, Physicians Mutual, Woodmen and Continental General are the network’s founding members.

Real said Shaul’s insurance background and his technical expertise made him the right person for the network. The network succeeds, he said, because of the companies’ interest in improving their investigative methods and because it’s easy to use.

For example, some prosecutors won’t take a case unless the damages reach a certain dollar amount. The network can find all the companies that allegedly have been defrauded by a person, raising the amount of damages and making prosecution more likely. Finding more damages can also mean more severe penalties if the suspect is convicted.

Some information on the network is restricted so it can’t be misused, he said. For example, an insurance underwriter cannot look at the data to decide whether to issue a policy. That way, false fraud accusations won’t interfere with someone obtaining insurance coverage.

Shaul knew computers before he learned about crime-fighting.

At Physicians Mutual, he installed and networked the company’s computer systems. There, he met John Plummer, then head of the fraud-prevention division.

Five years ago, Shaul left to form an independent computer services company with a partner. Plummer was active in the fraud association and thought of Shaul when the companies decided to forma network.

From a simple dial-up bulletin board for posting fraud information, the network has developed into a sophisticated set of web sites offering a database of fraud offenders, a place for anonymous fraud tips, a newsletter on fraud cases- even a site for fraud-related jobs.

The thousands of ordinary users pay no dues, providing only registration information. Government agencies also belong for free.

The 33 insurance company members provide most of the financial support, paying about $6,000 each per year. Private investigators and other investigation-related members pay lower dues.

Shaul declined to disclose revenue and profit figures: “We’re not sitting here getting rich, but it’s paying for itself.”

By Steve Jordon

Omaha World Herald